Affiliate Disclosure

How We Make Money

Cash Loans operates as a referral service connecting Canadian borrowers with licensed lenders who offer fast e-transfer cash loans. When you submit an application through our website, we may receive a referral fee or commission from the lender if you are approved and accept their loan offer. This is how we sustain our service and continue to provide free information and tools to help you find the right loan option.

We are not a direct lender. We do not lend money, set interest rates, approve loans, or collect payments. Our role is to help you understand your options and connect you with lenders who can.

Transparency About Our Relationships

Every lender featured on Cash Loans is licensed to operate in Canada and complies with provincial lending regulations. When we refer you to a lender, that lender may compensate us for the referral. The amount of compensation does not affect the terms, interest rates, or fees you receive—those are determined solely by the lender based on your creditworthiness and their policies.

Our referral relationships do not influence which lenders appear on our site or how we rank them. We aim to present a balanced selection of lenders to match different credit situations and borrowing needs across Canada.

Your Cost

You will never pay Cash Loans a fee for using our referral service. Our commission comes from the lender, not from you. Any fees, interest, or costs associated with your loan are set by the lender and will be disclosed in your loan agreement before you accept.

How This Affects You

Knowing that we earn referral fees helps you understand our business model. However, our interest is aligned with yours: we only succeed when lenders approve your application and you find a loan that works. We have no incentive to refer you to unfavorable terms or unreliable lenders, because that would damage our reputation and your trust.

We encourage you to review how we rate and select lenders and to read our responsible borrowing guide before applying.

Editorial Independence

Cash Loans is edited and reviewed by Igor Smith, who ensures that all content, guides, and lender information are accurate, fair, and in your best interest. Our editorial standards are independent of our referral relationships. We will never recommend a lender solely because they pay us a higher commission, and we will never hide or downplay important loan terms or risks to boost referrals.

Questions or Concerns

If you have questions about our affiliate relationships, how we select lenders, or how our referral model works, we encourage you to contact us directly. Transparency is core to our service, and we're happy to clarify any part of our business practices.

You can also review our terms of service and privacy policy for additional details about how we operate and protect your information.